Kia Car Insurance
A fully comprehensive monthly subscription policy designed to give you total peace of mind.
Approved repairs
Repairs carried out at a Kia Approved Bodyshop, using correct repair methods and performed by Kia recognised accredited technicians.
Genuine parts
Repairs carried out using Kia genuine parts – keeping your car in the best condition and remaining 100% Kia.
Comprehensive cover
We offer high levels of protection with uninsured driver cover, UK accident recovery and many more included as standard.
Fully flexible
There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time.
Easy access
Set up and manage your policy anytime, anywhere. It only takes a few taps and changes apply immediately – no waiting for paperwork, estimates or call centres.
No hidden fees
Make changes, renew or cancel without charges, and your price is guaranteed for 12 months – unless you need to make a change of course.
Cover summary
Included as standard
- Repairs are carried out by Kia recognised accredited technicians in a Kia Approved Bodyshop, so you can be certain that your car is repaired using genuine Kia repair methods
- All repairs come with a 5 year guarantee certificate
- Use of Kia genuine parts
- Use of a courtesy car whilst your car is being repaired, subject to availability
- Uninsured driver promise, protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
- Roof box cover up to £1,000
- 24-hour UK recovery in the event of an accident
- Replacement child car seats in the event of an accident
- 90 days’ full policy cover in a 12-month period when you visit the EU
- Up to £1,000 cover for replacement locks
- Cover for personal accidents involving the car, up to £5,000 per person (up to a maximum of £20,000)
- Car contents and personal belongings cover up to £250
Included for your electric Kia
In addition to our standard insurance features, you’ll also benefit from extended cover for your electric car – pure electric or plug-in hybrid. We provide coverage to protect the things that matter like cables, home charger, battery and trip hazards.
Battery cover
Your battery is covered against accidental damage, fire and theft.
Charging cables & box
Your charging cables and wall boxes are covered for accidental damage, fire and theft.
Trip hazard
You’re covered should someone trip over the charging cable whilst charging your car at home.
Optional extra covers
No Claims Bonus Protection
Allows you to make one claim in a 12-month period without reducing your No Claims Bonus.
Motor Legal Protection
Covers you for legal costs up to £100,000 when you’re in a road traffic accident that wasn’t your fault.
Excess Assist
Allows you to claim back your excess (compulsory and voluntary) following an accident, fire, theft or vandalism where you were at fault.
Key eligibility
Drivers
- Age: 17-85
- UK residents only
- Full/provisional UK or full EU licence
- A maximum of three minor driving convictions in the past three years and no major convictions
- Owned and registered by you, your spouse, partner or civil partner (not business partner), by your parent, guardian, grandparent, a lease company or employer
- Policy must be taken out in an individual’s name (not a company/business)
Car
- Car maximum age: 11 years
- Social, Domestic and Pleasure (SDP), Social, Domestic, Pleasure and Commuting (SDP&C), SDP&C including Business Use (Class 1)
- Car not used for Hire and Reward
Please read the policy wording for full terms, conditions, exclusions and excesses.
Kia Driveaway Insurance
Kia Driveaway Insurance is a comprehensive policy. Once you activate it, you’re covered from the moment you collect your Kia for up to 5 days.
Find out moreExisting customers
Manage your policy, view & save your documents, make a claim or chat to a member of our team all inside your account.
If you bought Kia Car Insurance before 1 February 2026 and require assistance or need to make a change to your policy, please call 0330 102 8831.